I've had another soul crushing morning dealing with health insurance companies and I've decided to handle my agression on the treadmill. Off to the gym! But before I go, I thought I would leave you with a policy proposal.

James K. Galbraith at Foreign Policy says that instead of raising the retirement age, we should be lowering it. With the job shortage, it's better to give the work to younger workers and let the oldsters take their RVs on a tour of the nation's camp sites.

As a rough cut, why not enact a three-year window during which the age for receiving full Social Security benefits would drop to 62 — providing a voluntary, one-time, grab-it-now bonus for leaving work? Let them go home! With a secure pension and medical care, they will be happier. Young people who need work will be happier. And there will also be more jobs. With pension security, older people will consume services until the end of their lives. They will become, each and every one, an employer.

Does this make sense to you?