Probably the most talked about article this weekend was the New York Times' retirement op-ed. Teresa Ghilarducci writes,

To maintain living standards into old age we need roughly 20 times our annual income in financial wealth. If you earn $100,000 at retirement, you need about $2 million beyond what you will receive from Social Security. If you have an income-producing partner and a paid-off house, you need less. This number is startling in light of the stone-cold fact that most people aged 50 to 64 have nothing or next to nothing in retirement accounts and thus will rely solely on Social Security.

Retirement planning is sorely needed in this house. Because we spent so much time in grad school, we didn't get started on 401K plans until much later than anyone else. We need to save more. This article increased my stress levels quite a bit.