Last weekend, Steve and I celebrated our 20th anniversary. We renewed our vows at the local church without telling my loud, large extended family. It was just us and the boys who did the readings. We eloped.

The vow renewal was all thought up and arranged by my sweetie-pie husband. It was a romantic gesture that more than makes up for the way that he proposed. He handed me the ring — “here ya go” — while we were eating some take-out Chinese food on the floor of my apartment. (It was a studio apartment. The living room coffee table was also the kitchen table.)

After lunch with the boys, we went into the city on our own. We stayed at an adorable little hotel near the High Line park and splurged on drinks in trendy bars and a fine meal in a fancy restaurant.

At one point, we looking around at the other people in the bar and restaurant. Our fellow drinkers and diners were 20-somethings. And they had nicer shoes than I did.

When I was their age, I was eating Chinese food on the floor and drinking in dive bars. My first job out of college paid $15,500 per year. So, how can they afford the fancy places? Are they getting paid a lot? Are their folks helping out? Do they have a lot fewer expenses, because they don’t have kids yet? Is it all going on credit cards?

I don’t usually join the “Milennials Are Annoying” conversations, because who wants to be the grouchy old dude? Also, for every high-spending Milennial, there are probably a hundred who are living within their means. But I am genuinely confused about even that small segment that I saw this weekend.