Pretty much everybody is mocking the Harvard professors for getting in an uproar over a new policy at the school to have the employees pay a co-pay for doctor’s visits. Previously, they had no co-pays or deductables.
The university is adopting standard features of most employer-sponsored health plans: Employees will now pay deductibles and a share of the costs, known as coinsurance, for hospitalization, surgery and certain advanced diagnostic tests. The plan has an annual deductible of $250 per individual and $750 for a family. For a doctor’s office visit, the charge is $20. For most other services, patients will pay 10 percent of the cost until they reach the out-of-pocket limit of $1,500 for an individual and $4,500 for a family.
The mockery is especially strong, because most people have had co-pays and deductables on their health insurance plans for years. Including professors at other universities, who aren’t paid Harvard-level salaries. Also, these same Harvard professors were champions of the ACA.
Clueless.
Apt. 11d 